The Buy Here Pay Here ABC's

Some people have heard of "Buy Here Pay Here" (BHPH) car lots, to others it's a completely new car world. A lot of people, especially in today's economy, are turning to BHPH dealerships because they can get easier financing, less hassle with sales people and generally just need a car or truck that will run good to get from work to home. There is a lot of confusion out there on the difference between BHPH and new car dealers so in the following post I'll try and discuss some Buy Here Pay Here basics.

What is "Buy Here Pay Here Financing"?
Getting financed at a BHPH dealership means that you are arranging a loan through the BHPH car lot. You make payments at the car lot you purchased the vehicle from. Basically it is referred to as "In-House Financing" vs getting financed at a bank  through a new car dealership.

For example, at Regal Car Sales we will set you up on a weekly or bi-weekly payment plan instead of the traditional month to month plan.

Differences Between the Regal Car Sales "Buy Here Pay Here" and Traditional New Car Dealerships
When you visit Regal, we will sit down and figure out how much you can get financed for. Once we have that figure we will then walk out to the car lot and show you the options that you qualify for. There is no pressure to put you in a vehicle you can't afford. At traditional new dealerships, you pick the car you want and get financed through a 3rd party lender. Usually you know how much you are financed for before you even step foot on the lot. Then you get pressured by the salesmen because they have quota's and other incentives that put more money in their pockets.

Another difference is that we are selling a company brand. When Regal sells a vehicle, we are not selling you a Ford or a Saturn, we are selling Regal. Therefore our vehicles go through detailed quality checks to make sure the vehicle is in good working order to sell to our customers. New car dealerships represent brands of car makers.

Benefits Of Shopping At Regal Car Sales Buy Here Pay Here Car Lots
1. Building credit is a huge concern to most of our customers. A lot of times, the reason they come to us is because they can't get financed from a traditional car dealership. Life happens, that is why we are here. We report to credit bureaus just like New car dealerships. The ultimate goal is to get you back on your feet financially.

2. Getting financed is much easier at BHPH dealerships. It helps our customers get that much needed vehicle instead of all the hassle of banks and new car dealership incentives.  Usually the process of buying a car at Regal is less than an hour.

 

If you want to know more about Regal Car Sales and Credit, find us on Facebook or friend me Art Flywheel. I'll help answer any questions you may have regarding our business and the process it takes to get you in a vehicle.

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Which Saves More Gas? Air or Open Windows?

Have you ever driven around in the Summer heat and wondered "Do I get better gas mileage from air or opening my windows on the road"? Well after researching this it seems that both are equally responsible for drinking up gas, just not in the same way.

Studies have shown that when you drive your car with the air on, and you are only driving in town (40 mph or less), you tend to use 10% more gas than opening the windows to drive. Now it would be easy to assume that we should just leave the windows open all the time to get better gas mileage, well, not exactly.

Those same studies also showed that having your windows open driving at high speeds (45mpg or higher) creates major "Wind Drag" on your car and uses close to 20% more gas than using the A/C.

So I guess it is same to assume that in town, its best to open windows and on the highway its best to run the A/C.

After reading the study, I will definitely be trying these tips to see if it helps at all. Sometimes its the little things that we over look that can save us major $$$. In today's world, anything helps.

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